The goal of energy-efficient, affordable homes. » Mortgage Masters Group

Energy efficient mortgages (EEMs) encourage energy efficiency by giving buyers a better rate or more borrowing capacity to buy an energy efficient house or to cover the cost of new energy improvements. For an EEM program, state and local governments typically engage via credit enhancement, such as an interest rate buy-down or loan loss reserve.

The purpose of these programs is to promote the construction of new energy-efficient homes and to allow the buyers and owners of existing homes to roll the cost of needed energy improvements into their mortgages. For new homes, buyers can qualify for a larger mortgage if the home meets certain energy-efficient criteria.

Energy Efficient Mortgages (EEM) The goal of energy-efficient, affordable homes.. mortgage masters Group Mortgage Masters Group NMLS Branch ID#: 373290 Phone 772-340-4003 Email doug@mortgagemastersgroup.com 481 SW Port St. Lucie Blvd. Ste. A Port St. Lucie FL 34953

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Owners of energy-efficient homes less likely to default on mortgages. The average sale price of both the energy-efficient homes and the others was approximately $220,000, removing the possibility that the energy efficient properties were high-end houses purchased by families who are less likely to default.

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Energy Efficient Mortgage Business Models that Work. A more affordable home means you can afford more home.. – Helps renovate existing homes Energy Efficient Mortgage (EEM) – Encourages efficient new construction. 5 Finding & developing the niche The normal EEM process: Consumer.

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